This May, in the heart of Accra, a powerful conversation about the future of inclusive insurance in Africa took shape. The National Insurance Commission (NIC) Ghana, in collaboration with UNDP Ghana, officially launched the Inclusive Insurance Challenge, a bold, forward-thinking initiative aimed at unlocking real solutions to improve insurance access for underserved communities.
InsureTalk was honoured to this experience, it was nothing short of transformative.
We listened, We learned and we left inspired.
At InsureTalk, our mission has always been rooted in connecting ecosystems, amplifying local voices, and spotlighting innovation that bridges the protection gap. Witnessing the Ghanaian insurance industry come together, regulators, innovators, insurers, and support partners around a shared vision of inclusion reminded us why platforms like this matter.The Inclusive Insurance Challenge is not just a competition. It’s a call to bold action. A spark for community-focused innovation. A chance to rethink how insurance can serve the informal sector, women, youth, and rural populations not just in Ghana, but across Africa.
The Challenge invites Ghanaian innovators especially insurtechs and community-focused thinkers to propose practical, scalable solutions that meet the needs of the informal sector, women, youth, and rural populations. We strongly encourage local startups and innovators to apply and be part of shaping Ghana’s inclusive insurance future.
We want to encourage Ghanaian insurtechs, startups, and creative thinkers who are passionate about financial inclusion to apply for this Challenge. Whether you’re working on digital distribution, microinsurance products, behavioral nudges, or education-focused tools, your ideas matter.
This is your opportunity to co-create with regulators and leading industry partners and to bring your solution to life with the support it deserves.
Why It Matters
Too often, innovative ideas are born in silence and struggle to find the right stage. The Inclusive Insurance Challenge offers a structured, supported, and collaborative pathway to scale impactful solutions that meet people where they are.
As we continue our work across the continent, connecting thinkers, doers, and disruptors in insurance we remain committed to learning from every market and sharing these insights across borders. Ghana’s commitment to inclusive insurance is setting the tone for what’s possible.
To the NIC and partners: thank you for the invitation for creating a space where inclusion is not a buzzword, but a concrete, collaborative effort.
And to Ghanaian change-makers: this is your moment. Step up. Step forward Submit your ideas. Help build a more inclusive insurance ecosystem.
Apply. Build. Protect.